Advertising & Lead Generation Disclosure

Effective date: July 23, 2026

We believe you deserve to know exactly what this website is and how it makes money, in language that does not require a lawyer. Here it is.

What This Website Is

PhoenixReverseMortgage.com is an advertising and lead generation website. We publish educational content about reverse mortgages for the Phoenix, Arizona market, and when a visitor asks to be connected with professional help, we pass their contact information to one or more licensed mortgage lenders or brokers (or their marketing partners) who serve Arizona.

How We Are Paid

We may receive compensation from the lenders, brokers, or marketing companies that receive your information, typically a fee per referred consumer. This compensation is how the site remains free to readers. Compensation does not depend on whether you ultimately take a loan, and you never pay us anything.

What We Are Not

  • We are not a lender or broker. We do not take applications, quote rates, make credit decisions, or negotiate loan terms.
  • We are not a government agency, and we are not affiliated with, endorsed by, or acting on behalf of HUD, the FHA, or any government body. Home Equity Conversion Mortgages are loans made by private lenders and insured by the FHA; they are not government benefits, and paying for such a loan's insurance is a cost to you, not a subsidy.
  • We are not financial advisors. Nothing on this site is financial, legal, or tax advice. HUD requires independent counseling before any HECM, and we recommend it for every option you consider.

What Happens to Your Information

When you submit our lead form with the consent box checked, your submission (name, contact details, ZIP code, and the qualifying answers you gave) is shared with licensed professionals so they can contact you, including by phone and text as described in the consent language. Details, including how to revoke consent and request deletion, are in our privacy policy. If you prefer to research without being contacted, every guide and the calculator work without submitting anything.

About the Professionals We Refer To

We work with licensed mortgage professionals serving Arizona. We do not control and are not responsible for their advice, offers, or conduct, and a referral is not an endorsement of any particular product or terms. Always compare more than one quote, and verify any professional's license through the NMLS Consumer Access database, which is free.

No Guarantees

Nothing on this site guarantees that you will qualify for any loan, receive any particular loan amount, rate, or terms, or that a reverse mortgage is right for you. Calculator outputs and all example figures are estimates for education only.

Editorial Independence

Our compensation arrangements do not change the facts we publish. Our guides describe reverse mortgage drawbacks and alternatives with the same prominence as the benefits, and our editorial standards explain how we source and update content. If you believe any page falls short of that standard, tell us.